This definition appears very rarely
The main focus was on savings and other financial tools required for survival, and the constituents were primarily those who were excluded from the banking system, including many African-Americans. The concept was expanded dramatically during the 1960s War on Poverty, when the Office of Economic Opportunity helped create hundreds of credit unions associated with Community Action Agencies. This experiment, however, failed, largely due to a lack of financial education and discipline, planning, and management capacity. In the 1970s and 1980s the industry struggled with a variety of impediments including recessions, exceptionally rigorous regulatory standards, the absence of funding, and neglect on the part of the federal government and its agencies. In the 1990s, aggressive steps by the trade group, the National Federation of Community Development Credit Unions.