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November, 2002, CALIFORNIA REALTORS® unveiled the Housing Affordability Fund, a non-profit501(c)(3) dedicated to addressing California’s growing housing affordability crisis. In the midst of skyrocketing housing costs, REALTORS® were bearing witness to more working families getting pushed away from the American dream of homeownership. The Housing Affordability Fund was established to provide more options for first time homebuyers’ entry into homeownership.