This definition appears very rarely
They daily live with those who are critical ill and are often able to get you in contact with those who can broker a viatical settlement. If hospice can not help then there is a non profit association named the Viatical and Life Settlement Association of America who can get you in touch with a broker who can help. The AARP also has a great article on Viatical Frauds. The AARP is a partisan organization, so make sure you consider wisely before partnering with them for any other service.